Holding insurers liable for bad faith negotiation
There’s no excuse for refusing to investigate your claim promptly. There’s no justification for hardball tactics. You paid your premiums – you deserve to be treated fairly. Our experience as prior claims adjusters gives us the ability to understand how claims should be handled. When insurance adjusters fail to bargain in good faith, they can be held accountable for all your damages – even if they exceed the policy limits. They may also be liable for your legal fees. Examples of bad faith negotiation include:
- Delaying the investigation of your claim
- Misrepresenting the law or the facts
- Refusing to pay a valid claim
- Offering damages that they know are below the fair market value
- Telling you that shouldn’t use a lawyer
Why choosing Warhurst Law can make the difference
When your claim has been denied or delayed, or when the insurance company offers you an unfair settlement, you’re going to need a fighter in your corner. The team at Warhurst Law is ready to fight for you. For close to 25 years, we’ve dedicated ourselves to protecting residential and commercial policyholders when they are at their most vulnerable. Our firm founder, Gene Warhurst, holds multiple certifications, including the prestigious CPCU – Chartered Property Casualty Underwriter. The CPCU is one of the insurance industry’s highest designations, and those who pass its exam are held to a Professional Code of Ethics.
So, what does that mean for you?
It means you get a lawyer who’s going to shoot straight with you, every time. It means you partner with a lawyer whose certifications are the same as those who run the national insurance companies. It means you’ve got a team who knows the law, knows your rights, and knows how to get the job done. Because Alabama doesn’t allow for public adjusters, the only adjusters you can talk to are ones who work for insurance companies – and that, we can agree, is a conflict of interest.
But at Warhurst Law, you get all the insights of a former adjuster who’s also an attorney. That means you can rest easy, because you know for certain that you are protected by an experienced team who puts your best interests first.