Hurricane Insurance Dispute Attorneys in Louisiana
Dedicated to helping victims of Gulf Coast hurricanes for 25 years
If you live in Louisiana, we don’t have to tell you about the massive damage hurricanes can wreak on your property. Our area is prone to hurricanes and tropical storms because of its prime location on the Gulf Coast. The history, beauty, and mild weather attracts people and tourists to Louisiana, but this weather can also turn on a dime and become incredibly destructive.
Louisiana and New Orleans residents are resilient, enduring hurricanes and storms like Hurricanes Katrina, Gustav, Ivan, Isidore, and Rita. However, resilience only goes so far when you’ve lost everything. The Federal Emergency Management Agency (FEMA) can only help so much, and the government isn’t known for moving quickly. You need your insurance policy to kick in and you need it now. The insurance dispute attorneys at Warhurst Law can help. Put our years of experience with the insurance industry to work for you.
Why are Louisiana hurricanes so destructive?
The Insurance Information Institute (III) collects and analyzes data from the National Association of Insurance Commissioners (NAIC) to compile and publish statistics about all aspects of insurance, broken down by state. Louisiana is prone to catastrophic hurricanes and flooding, costing our citizens both their property and sometimes their lives. According to the III:
- Hurricane Katrina (2005) was the costliest hurricane in both Louisiana and the United States, causing over $25.4 billion in insured losses – which translates to approximately $33.4 billion in current dollars.
- The National Flood Insurance Program (NFIP) paid out $13.1 billion in flood insurance losses related to Katrina. Standard property insurance policies typically don’t cover flood damage. The NFIP covers losses, or individuals must have extra insurance coverage.
- The III estimates that about 843,000 homes in Louisiana are at risk for the 2020 hurricane season. Storm surge damage would cost up to $200 billion to completely rebuild.
- More and more people are moving to the Louisiana coast. From 2010 to 2015, the population of coastal areas rose by four percent. As of 2015, 79 percent of Louisiana’s total population lived in coastal counties.
Longtime Louisiana citizens know how to deal with wild weather. The National Weather Service (NWS) categorizes hurricanes by strength, which sometimes help residents prepare their homes or businesses to weather the storms as best as they can.