Louisiana Flood Claims Insurance Dispute Attorneys
Strong advocacy for flood victims in the Gulf Coast, New Orleans and Southeast
If you live in Louisiana, you’re likely no stranger to flood waters. High water from time to time simply comes with the territory of living in our beautiful state. We might be used to it; however, that doesn’t make property damage from floodwaters any easier to deal with. And if your insurance company denies your claim, it just adds insult to injury.
The Louisiana insurance dispute attorneys at Warhurst Law are experienced in handling flood claims and, further, are experienced in dealing with insurance companies. Firm founder Gene Warhurst uses the skills he learned as a former insurance adjuster to investigate, negotiate, or litigate in order to ensure the company honors the terms of your policy. We can help.
How does flood insurance work?
Flood insurance protects your house, and its contents, from damage due to flooding. Although flood insurance isn’t required in Louisiana, if you live in areas considered “high risk,” like along the Mississippi River or the bayou, you can’t get a federally-backed mortgage without it. Our state offers two main options for flood insurance – the National Flood Insurance Program (NFIP) or coverage from a private insurance. Generally, people use NFIP and then a secondary private insurance policy, as property insurance doesn’t provide the same amount of coverage as the NFIP.