Condominium complexes are common in Florida and other southern states. The basics of condominium ownership are that the owners own their individual units while a condominium complex owns the common areas such as the parking lots, landscaping, recreational areas, and social spaces. On the plus side, the owners share the benefits of the common areas.…

In a recently reported case, the 11th Circuit ruled that a property management company should have a chance to amend its third-party complaint against two insurance brokers. The management company, Triumph Housing Management, asserts the brokers misled the property management company about the type of property insurance coverage the company had. The case was reported…

As the coming hurricane and tornado season approaches across the South, it’s important to make sure your property insurance is current and has the coverage you need. You also need to take steps to protect your property. Extreme winds and heavy rains can damage your property in an instant. USA Today reported that two recent…

Ransomware can hold your business hostage in an instant. Cyberattacks can come from anywhere across the globe. As software companies work to defend against the attacks, the attackers work to get around the latest defenses. When a malicious attack occurs, many companies only have one remedy – pay the ransom and hope law enforcement can…

After minor or major damage to your home, the general process goes like this – you make an insurance claim for the estimated cost of repairs, the insurance company cuts you a check, and you use those funds to make the necessary repairs. When the damage is on the minor side, some homeowners may be…

The level of coverage provided by your homeowners’ insurance depends on your specific policy. Generally, however, most insurance policies work the same way, and damage to your home falls under one of several categories. It depends on the circumstances of the accident whether or not your insurance company will compensate you for the loss. Typical…

If it seems like your insurance rates go up every year, you’re right – they do. Especially if you rarely, if ever, make claims on your policy, it might feel unfair that your premiums keep increasing for what seems like no reason. However, there are a variety of factors that contribute to why your home,…

The insurance industry is a huge, sprawling one that involves a variety of specialists and professionals. Their job, at its core, is to provide protections for businesses and consumers when disaster occurs, helping them rebuild and repair when their homes, churches, or offices are damaged. A variety of people must work together in order to…

The success of many insurance dispute cases depends on the reputation, experience, and credibility of the expert witnesses. In commercial property cases, some of the experts that our lawyers may use to help verify your claim are: Appraisers who place a replacement or fair market value on your physical structures, equipment, tools, and other company…

Owners of individual condo units often think condos, unlike stand-alone homes, are the best of both worlds. You get to enjoy rising equity in your home as you pay off the mortgage while also getting the benefit of a homeowner’s association or condo association that handles the building and community maintenance – albeit at a…